Buyer Info

Dear Prospective Home Buyer,

When assisting you in the purchase and negotiation process, I work as your Buyer's Agent to represent your exclusive interests as a buyer. By choosing to work with me and our Windermere Real Estate team, your interests will be professionally represented through the entire buying process - from first showing through all negotiations, mortgage & escrow guidance, inspection or builder interaction, final walk-thru and closing.

I only receive compensation at the closing of a sale if I write the Purchase and Sales Agreement for your new home. Should you drop in at an Open House, visit or register online at a new construction community, you will need to list me as your agent on your first contact when asked to sign in to assure my compensation on the purchase of your new home or condominium.

I have over 20 years of experience as a REALTOR® on both the east and west coasts. I hold the prestigious CRS designation and am a member of the Seattle Condominium Network. Having successfully sold hundreds and hundreds of condomimiums, I welcome the opportunity to assist you in the purchase your new home.

Our goal is to make your home purchasing experience Enjoyable, Successful and Profitable

Sincerely,

Anna Novikoff
REALTOR®/CRS/ASP
B.F.A. Pratt Institute, Brooklyn NY

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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